When Should You Purchase Life Insurance in usa
When is the time to buy life insurance life insurance coverage? Most people think seriously about buying life insurance for the following reasons:
Marriage (or Divorce)
Birth of a child
Adoption
Health concerns (potentially limit your able to purchase coverage)
Financial responsibility for a parent
Loved one requiring long term care
New home (mortgage protection coverage)
College education funds
Retirement funds for spouse
Change in finances
Funeral expenses
No list of reasons to purchase life insurance coverage will be complete but this list covers some of the more common events that will trigger a life insurance purchase. Reference our article regarding the best time to buy life insurance for details regarding timing that will help to get the best rate.Don’t buy life insurance because an agent tells you to. Buy life insurance because your loved ones need it, not you. When you die, you don’t need anything. The people left behind need it.
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